Workplace Pensions
Workplace Pensions, also known as Auto Enrolment (AE), are a legal requirement for UK employers. They ensure eligible employees are automatically enrolled into a qualifying pension scheme, with both employer and employee contributions made every pay period. Employers must assess their workforce, manage deductions, and keep records in line with guidance from The Pensions Regulator (TPR).
What is Auto Enrolment?
Workplace pensions have been a statutory duty for UK employers since 2012. Once you employ staff who meet eligibility criteria, you’re required to provide a qualifying pension scheme and make regular contributions.
While many view Auto Enrolment as a one-off setup, it’s actually an ongoing compliance process tied directly to your payroll operations. Every pay cycle, you must assess staff ages and earnings, enrol eligible employees, process opt-ins or opt-outs, and calculate and upload contributions to your pension provider.
This process depends on accurate Real Time Information (RTI) submissions to HMRC. Each pay run generates a Full Payment Submission (FPS), detailing pay and deductions, and an Employer Payment Summary (EPS), which adjusts for statutory pay and allowances. These submissions keep HMRC and your pension provider in sync, ensuring contributions are correct and up to date.
Employers also face longer-term obligations such as re-enrolment and submitting a Declaration of Compliance every three years. These steps confirm that your scheme remains active and that all qualifying staff continue to be enrolled correctly.
Accurate Contributions
We ensure employee deductions, employer contributions and HMRC records always match.
Boost Cashflow
We maintain full compliance with The Pensions Regulator, ensuring your business avoids penalties.
Save Time
Skip the stress and let us take care of the details, so you can focus on running your business or enjoying your free time.
24/7 Support
You’ll have direct access to your accountant whenever you need help or clarification.
