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All Insights

HMRC Investigations & Enquiries

As the 2025/26 tax year progresses, HMRC is stepping up its compliance activity. Summer often marks the start of new investigation cycles, with increased scrutiny on tax returns, VAT filings, and company records. Understanding what triggers HMRC investigations and how to avoid them can save you stress, time and money.

July 2025 Housing Market Overview

By July 2025, the UK housing market has entered a cautious but stable phase. Prices have levelled off after earlier declines, and mortgage rates remain high enough to test affordability. Buyers and landlords alike are adjusting to this new normal, weighing costs carefully while waiting for clearer signs from the Bank of England.

Mid-Year Accounting Checks

By June 2025, most businesses are halfway through their financial year and looking ahead to the second half. Mid-year reviews are essential for understanding whether profit forecasts are realistic, VAT obligations are being managed, and cashflow is strong enough to support operations.

Mid-Year Monetary Policy Outlook

By June 2025, attention has turned to the Bank of England’s mid-year stance on interest rates. Inflation remains above target, but the economy is showing slower growth. Businesses and households alike are watching closely for signals on whether rates will stay high, begin to fall, or shift more gradually. These decisions shape borrowing costs, saving returns, and overall confidence in the UK economy.

2025 Spring Budget

Each year, the Spring Budget sets the tone for UK businesses and households by announcing tax changes, allowances and spending plans. The Spring Budget 2025 brought new thresholds, compliance updates, and targeted incentives that now shape the financial year ahead. Alongside those announcements, May carried its own practical deadlines, including the requirement for employers to provide P60s by 31 May.

May 2025 Business Investment Outlook

In May 2025, attention is turning to how UK businesses are investing for growth. Following the Spring Budget and the release of early-year data, investors and business owners alike are watching closely to see which sectors are expanding and which remain cautious. For Ledgr Accountants’ clients, the business investment climate is more than a set of statistics. It influences access to credit, confidence in different markets, and decisions about whether to grow, hold steady, or

New Tax Year Changes

April always brings fresh rules and figures for businesses and individuals to adapt to. The 2025/26 tax year is no different, introducing new allowances, thresholds and National Insurance adjustments that will affect how much people take home, how businesses plan, and what contractors and property owners need to prepare for.

April 2025 Inflation Outlook

In April 2025, UK inflation continues to dominate headlines. Price rises across energy, housing and essentials remain stubbornly above target, raising questions about when relief might come. For households, small businesses and contractors, inflation erodes buying power and tightens budgets. In this post, we explore where inflation is heading, what is driving it, and how you can adapt.

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